Terms & Conditions Generator

Free T&C template for your website or app — covering liability, IP, termination and disputes

📖 What should your T&Cs cover? Read the guide →
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Terms & Conditions (also called Terms of Service or Terms of Use) set the legal rules between you and your users. Unlike a Privacy Policy, they're not always legally mandated — but they protect you if things go wrong.

You should have T&Cs if you:

  • Sell products or services online
  • Run a subscription or SaaS product
  • Allow users to create accounts or post content
  • Want to limit your liability for outages or errors

Decide these things before you generate:

  • Payment and refund policy — are sales final? Do you offer trials or refunds?
  • Who owns user-generated content — posts, reviews, uploads
  • What you're not liable for — service downtime, third-party links, user errors
  • Account termination rules — when can you suspend or ban a user?
  • Governing law — which Australian state's law applies to disputes
Tip: If you're in Australia, specify a state (e.g. NSW or VIC) as your governing law — this makes disputes significantly easier to resolve.

What This Terms & Conditions Generator Creates

This tool generates Terms and Conditions (T&Cs) — also called Terms of Service or Terms of Use — tailored for Australian businesses and compliant with the Australian Consumer Law (ACL) contained in Schedule 2 of the Competition and Consumer Act 2010. Your T&Cs establish the legal relationship between your business and your users or customers.

Your generated T&Cs will include: acceptance of terms, description of services or products, payment and refund conditions, intellectual property ownership, user obligations and prohibited conduct, limitation of liability, disclaimers consistent with ACL consumer guarantees, dispute resolution processes, and governing law (specifying Australian jurisdiction).

Important under ACL: Australian consumer law provides statutory guarantees that cannot be excluded by T&Cs. Your terms can limit liability beyond those guarantees, but cannot override them for consumers. This generator produces ACL-aware clauses that protect your business without creating unenforceable exclusions.

Every Australian website, SaaS product, ecommerce store, and app should have published T&Cs. Without them, you have no agreed basis for resolving disputes, restricting misuse of your platform, or enforcing payment terms. The document generates entirely in your browser — nothing is transmitted to our servers.

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